Privacy Policy

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Cred2Pay values your trust and respects your privacy. This Privacy Policy provides you with details about the manner in which your data is collected, stored, and used by us. You are advised to read this Privacy Policy carefully and learn about our information gathering and dissemination practices. By visiting Cred2Pay’s website (https://cred2pay.com) or using our applications, you expressly give us consent to use and disclose your personal information in accordance with this Privacy Policy. If you do not agree to the terms of this policy, please do not use or access the Cred2Pay website or mobile applications.

Note: Our privacy policy may change at any time without prior notification. To make sure that you are aware of any changes, kindly review the policy periodically. This Privacy Policy shall apply uniformly to the Cred2Pay desktop website and mobile applications.

General
Cred2Pay will not sell, share, or rent your personal information to any third party, nor will we use your email address/mobile number for unsolicited emails and/or SMS. Any emails and/or SMS sent by Cred2Pay will be in connection with the provision of agreed services and products as described in this Privacy Policy. Periodically, Cred2Pay may reveal general statistical information about its users, such as the number of visitors and types of goods and services purchased, etc. Cred2Pay reserves the right to communicate your personal information to any third party that makes a legally compliant request for its disclosure.

Personal Information
Personal Information means and includes all information that can be linked to a specific individual or used to identify any individual. This includes name, address, telephone number, email ID, credit card number, cardholder name, card expiration date, information about your mobile phone, DTH service, data card, electricity connection, and any details that may have been voluntarily provided by you in connection with availing services on Cred2Pay. When you browse Cred2Pay, we may collect information regarding the domain and host from which you access the internet, the Internet Protocol (IP) address of the computer or Internet Service Provider (ISP) you are using, and anonymous site statistical data.

Use of Personal Information
Cred2Pay uses your personal information to provide you with services and products you explicitly requested for, to resolve disputes, troubleshoot concerns, promote safe services, collect payments, measure consumer interest in our services, inform you about offers, products, services, and updates, customize your experience, and detect and protect us against errors, fraud, and other criminal activities. We may also use your contact information to send you offers based on your previous orders and interests.

Disclosure of Personal Information
Cred2Pay may disclose personal information if required to do so by law or in good faith that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal processes. We also may share the information to prevent or investigate illegal activities, suspected fraud, or as otherwise required by law.

Cookies
A "cookie" is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. We use cookies to help us remember and process your transactions through Cred2Pay. They also help us understand your preferences based on previous or current site activity, enabling us to provide you with improved services.

We use cookies to:

  • Help remember and process the transaction through Cred2Pay.
  • Understand and save user’s preferences for future visits.
  • Compile aggregate data about site traffic and site interactions to offer better site experiences and tools in the future.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Each browser is different, so consult your browser’s Help menu to learn how to modify your cookie settings. Disabling cookies may affect the functionality of certain features of our services.

Links to Other Sites/Apps
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. Cred2Pay has no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Security
Cred2Pay has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, Cred2Pay offers the use of a secure server. Once your information is in our possession, we adhere to strict security guidelines to protect it against unauthorized access.

Consent
By using Cred2Pay and/or by providing your information, you consent to the collection and use of the information you disclose on Cred2Pay in accordance with this Privacy Policy, including but not limited to your consent for sharing your information as per this privacy policy.

Privacy Policy Updates
Cred2Pay reserves the right to update the data privacy practices employed and this privacy statement whenever necessary. Updates will be made available on our website for your review.